What are the main exclusions under my cargo insurance policy? (Reefer Commodities)

What are the main exclusions under my cargo insurance policy (Reefer Commodities)?

Your policy contains a few exclusions, all of which are common in cargo insurance policies. For example, the insurance may not pay for loss or damage caused by:

  • You intentionally taking an action that damages your goods or incurs an expense
  • Wear and tear, ordinary leakage, ordinary loss in weight or volume, or inherent vice of the goods
  • Delay, loss of market or consequential loss of any description
  • Loss, damage or expense caused by you or your employees failing to take reasonable steps to ensure that your goods are properly refrigerated

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