What are the main exclusions under my cargo insurance policy? (Reefer Commodities)
What are the main exclusions under my cargo insurance policy (Reefer Commodities)?
Your policy contains a few exclusions, all of which are common in cargo insurance policies. For example, the insurance may not pay for loss or damage caused by:
- You intentionally taking an action that damages your goods or incurs an expense
- Wear and tear, ordinary leakage, ordinary loss in weight or volume, or inherent vice of the goods
- Delay, loss of market or consequential loss of any description
- Loss, damage or expense caused by you or your employees failing to take reasonable steps to ensure that your goods are properly refrigerated
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